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ARROWHEAD CENTRAL CREDIT UNION

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Public IRS 990 nonprofit record

ARROWHEAD CENTRAL CREDIT UNION

EIN 95-1682200 · Mutual & Membership Benefit (Y)

What they do

A COOPERATIVE, ORGANIZED for THE PURPOSE of PROMOTING THRIFT and SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE of CREDIT for THEM AT RATES of INTEREST SET BY THE BOARD of DIRECTORS, and PROVIDING AN OPPORTUNITY for THEM to USE and CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER to IMPROVE THEIR ECONOMIC and SOCIAL CONDITIONS. AS A COOPERATIVE, ARROWHEAD CENTRAL CREDIT UNION CONDUCTS ITS BUSINESS for THE MUTUAL BENEFIT and GENERAL WELFARE of ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, or SERVICES of THE CREDIT UNION BEING DISTRIBUTED to ITS MEMBERS AS PATRONS.

Before you give

Should I give to this charity?

Easy charity check
We do not have enough spending detail

Basic public information is available, but it is not enough to judge how well donations are used. Ask the charity for a current spending breakdown and results.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2025The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders19 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$78.80spent for every $100 of revenueRevenue covered expenses this year.

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  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $760,233 for DARIN WOINAROWICZ (PRESIDENT/CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2025

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$46,754,644
Expenses$36,840,910
Annual surplus $9,913,734 Revenue was higher than expenses for this filing year.
See all reported dollar amounts
Revenue$46,754,644
Expenses$36,840,910
Grants given$520,938
Average grant$57,882
Stocks and bonds$432,334,130
Accounting fees$75,727
People

Leadership and board

Tax year 2025

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
DARIN WOINAROWICZPRESIDENT/CEO · 40 hrs/week $760,233Base $737,381 · Other $22,852
ROBERTO MARTINEZEVP COO · 40 hrs/week $259,469Base $243,215 · Other $16,254
TANIOS SAWAYASVP CFO · 40 hrs/week $219,371Base $202,656 · Other $16,715
BRUCE PEARSONEVP CHIEF LEGAL COUNSEL · 40 hrs/week $207,716Base $191,431 · Other $16,285
WILLIAM WAGNERSVP CLO · 40 hrs/week $200,432Base $184,810 · Other $15,622
VAUGHN BOOKSVP CIO · 40 hrs/week $185,800Base $172,378 · Other $13,422
RYAN WELLERSVP CPO · 40 hrs/week $151,925Base $139,678 · Other $12,247
ANN WADAGNOLOSVP CRO · 40 hrs/week $151,369Base $143,323 · Other $8,046

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (19)

DARIN WOINAROWICZPRESIDENT/CEO

ROBERTO MARTINEZEVP COO

TANIOS SAWAYASVP CFO

BRUCE PEARSONEVP CHIEF LEGAL COUNSEL

WILLIAM WAGNERSVP CLO

VAUGHN BOOKSVP CIO

RYAN WELLERSVP CPO

ANN WADAGNOLOSVP CRO

PATRICIA COLEBOARD TREASURER

WAYNE THIESBOARD MEMBER

TIM MCHARGUEBOARD MEMBER

THOMAS POTTERBOARD CHAIRMAN

SHERRY KENDRICKBOARD MEMBER

JOHN MCCORMACKBOARD VICE CHAIRMAN

JAMES HALEBOARD MEMBER

DAN HYNESBOARD SECRETARY

CATHLEEN FARRARBOARD MEMBER

BETH BOCKENHAUERBOARD MEMBER

ART GOMEZBOARD MEMBER

About this charity

Recognized since
September 1961
Location
8686 HAVEN AVENUE, RANCHO CUCAMONGA, CA 91730
County
San Bernardino
In care of
TONY SAWAYA
Primary officer
TONY SAWAYA, SVP/CFO

How to reach them

Filing and classification

Latest tax year
2025
Tax period began
January 1, 2025
Return type
990
Tax preparer
TURNER WARREN HWANG & CONRAD ACCTCY
NTEE classification
Mutual & Membership Benefit (Y)
IRS tax category
Mutual & Membership Benefit
Grant-giving organization
Yes

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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