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CORAZO CREDIT UNION

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Public IRS 990 nonprofit record

CORAZO CREDIT UNION

EIN 95-1652773 · Mutual & Membership Benefit (Y)

What they do

A COOPERATIVE, ORGANIZED for THE PURPOSE of PROMOTING THRIFT and SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE of CREDIT for THEM AT RATES of INTEREST APPROVED BY THE BOARD of DIRECTORS, and PROVIDING AN OPPORTUNITY for THEM to USE and CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER to IMPROVE THEIR ECONOMIC and SOCIAL CONDITIONS. AS A COOPERATIVE, CORAZO CREDIT UNION CONDUCTS ITS BUSINESS for THE MUTUAL BENEFIT and GENERAL WELFARE of ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFIT, or SERVICE of THE CREDIT UNION BEING DISTRIBUTED to ITS MEMBERS.

Before you give

Should I give to this charity?

Easy charity check
We do not have enough spending detail

Basic public information is available, but it is not enough to judge how well donations are used. Ask the charity for a current spending breakdown and results.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2025The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders17 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$70.28spent for every $100 of revenueRevenue covered expenses this year.
$15.05in assets for every $1 spent this yearSome assets cannot be spent right away.

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  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $431,213 for FIDEL GONZALEZ (PRESIDENT/CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2025

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$22,186,291
Expenses$15,591,484
Annual surplus $6,594,807 Revenue was higher than expenses for this filing year.
See all reported dollar amounts
Revenue$22,186,291
Expenses$15,591,484
Assets$234,609,547
Income$22,615,644
Grants given$16,900
Average grant$8,450
Accounting fees$73,380
People

Leadership and board

Tax year 2025

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
FIDEL GONZALEZPRESIDENT/CEO · 40 hrs/week $431,213Base $283,843 · Other $147,370
CUAUHTEMOC DE LA TORREEVP/CFO · 40 hrs/week $270,208Base $230,311 · Other $39,897
FRANCISCO ORNELASLOAN SERVICING MANAGER · 40 hrs/week $145,187Base $102,008 · Other $43,179
MARLENA RENTERIACXO · 40 hrs/week $145,125Base $131,899 · Other $13,226
EVANGELINA LOYAHR/COMPLIANCE MANAGER · 40 hrs/week $138,265Base $105,549 · Other $32,716
VERONICA YEEACCOUNTING MANAGER · 40 hrs/week $113,663Base $101,001 · Other $12,662
JORGE ALCANTARCOO · 40 hrs/week $62,757
ALEXIS ARAUJOCHAIRPERSON · 1 hrs/week $3,173
VICTOR TORRESBOARD MEMBER · 1 hrs/week $3,001
KATHLEEN LANGSECRETARY · 1 hrs/week $2,530
VICTOR JAIMEBOARD MEMBER · 1 hrs/week $2,245
CARLOS FLETESVICE CHAIRPERSON · 1 hrs/week $1,845

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (17)

FIDEL GONZALEZPRESIDENT/CEO

CUAUHTEMOC DE LA TORREEVP/CFO

FRANCISCO ORNELASLOAN SERVICING MANAGER

MARLENA RENTERIACXO

EVANGELINA LOYAHR/COMPLIANCE MANAGER

VERONICA YEEACCOUNTING MANAGER

JORGE ALCANTARCOO

ALEXIS ARAUJOCHAIRPERSON

VICTOR TORRESBOARD MEMBER

KATHLEEN LANGSECRETARY

VICTOR JAIMEBOARD MEMBER

CARLOS FLETESVICE CHAIRPERSON

ELIZABETH ESPINOZASUPV CMTE MEMBER

DAWN CHUNSUPV CMTE MEMBER

SHERRY COWIEBOARD MEMBER

STEVE ESCALERASUPV CMTE CHAIR

CHRISTOPHER PETREETREASURER

About this charity

Recognized since
January 1961
Location
1602 W MAIN ST, EL CENTRO, CA 92243-2232
County
Imperial
In care of
FIDEL GONZALEZ
Primary officer
FIDEL GONZALEZ, CEO

How to reach them

Filing and classification

Latest tax year
2025
Tax period began
January 1, 2025
Return type
990
Tax preparer
TURNER WARREN HWANG & CONRAD ACCTCY
NTEE classification
Mutual & Membership Benefit (Y)
IRS tax category
Mutual & Membership Benefit
Grant-giving organization
Yes

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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