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LAUNCH CREDIT UNION

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Public IRS 990 nonprofit record

LAUNCH CREDIT UNION

EIN 59-1030268

What they do

THE CREDIT UNIONS MISSION is to PROMOTE THRIFT AMONG ITS MEMBERS and CREATE A SOURCE of CREDIT for THEM AT LEGITIMATE RATES of INTEREST. WE PROVIDE FINANCIAL SERVICES to THE COMMUNITIES WE SERVE. WE OFFER FINANCIAL PRODUCTS and SERVICES OUR MEMBERS NEED and WANT WITH LOWER FEES. WE OFFER LOAN PRODUCTS OUR MEMBERS CAN AFFORD and HELP BETTER THEM FINANCIALLY.

Before you give

Should I give to this charity?

Easy charity check
We do not have enough spending detail

Basic public information is available, but it is not enough to judge how well donations are used. Ask the charity for a current spending breakdown and results.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders25 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$94.42spent for every $100 of revenueRevenue covered expenses this year.
$17.34in assets for every $1 spent this yearSome assets cannot be spent right away.

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  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $875,542 for JOSEPH MIRACHI (PRESIDENT & CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$85,218,164
Expenses$80,461,174
Annual surplus $4,756,990 Revenue was higher than expenses for this filing year.
See all reported dollar amounts
Revenue$85,218,164
Expenses$80,461,174
Assets$1,395,191,746
Grants given$503,748
Average grant$50,375
Accounting fees$308,400
People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
JOSEPH MIRACHIPRESIDENT & CEO · 40 hrs/week $875,542Base $782,424 · Other $93,118
GARY LEVAREVP COO · 40 hrs/week $354,832Base $331,929 · Other $22,903
KEVIN LEBEAUEVP CFO · 40 hrs/week $348,692Base $281,072 · Other $67,620
MARK BREWERSVP CIO · 40 hrs/week $344,277Base $305,547 · Other $38,730
JANE SCHROPPSVP CAO · 40 hrs/week $330,233Base $297,784 · Other $32,449
SHARAL HENDERSONVP IN-HOUSE COUNSEL · 40 hrs/week $239,348Base $227,318 · Other $12,030
MICHAEL DACQUISTOAVP CORE APP SERVICES · 40 hrs/week $220,443Base $193,130 · Other $27,313
ANGELA CROSBYVP PROJECT MGMT OFFICE · 40 hrs/week $213,299Base $178,664 · Other $34,635
MICAH FLUHARTYCORE SYSTEM PROG MANAGER · 40 hrs/week $203,159Base $173,123 · Other $30,036
ALAN ROPESPRESIDENT & CEO (CUSO - VYFI, LLC) · 40 hrs/week $149,145

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (25)

JOSEPH MIRACHIPRESIDENT & CEO

GARY LEVAREVP COO

KEVIN LEBEAUEVP CFO

MARK BREWERSVP CIO

JANE SCHROPPSVP CAO

SHARAL HENDERSONVP IN-HOUSE COUNSEL

MICHAEL DACQUISTOAVP CORE APP SERVICES

ANGELA CROSBYVP PROJECT MGMT OFFICE

MICAH FLUHARTYCORE SYSTEM PROG MANAGER

ALAN ROPESPRESIDENT & CEO (CUSO - VYFI, LLC)

STUART DAWLEYASSOCIATE BOARD MEMBER

PERCY COHRSTREASURER

MICHAEL CADOREASSOCIATE BOARD MEMBER

MARILYN CHERUBINIDIRECTOR

LINDA SOUTHSECRETARY

HOLLIMARIE MONTIJOCHAIR

ERIC OSTARLYVICE CHAIR

DR KEVIN REEDASSOCIATE BOARD MEMBER

DOROTHY BOURLIERAUDIT CHAIR

DORIS PUNDERSONAUDIT VICE CHAIR

DOMINIC MORGESEDIRECTOR

DAN SICCHIODIRECTOR

CONNIE MORICEDIRECTOR/AUDIT CHAIR

CHUCK JENKINSDIRECTOR

CHRIS WALDENASSOCIATE BOARD MEMBER

About this charity

Location
300 S PLUMOSA ST, MERRITT ISLAND, FL 32952
County
Brevard
In care of
KEVIN LEBEAU
Primary officer
KEVIN LEBEAU, EVP CFO

How to reach them

Filing and classification

Latest tax year
2024
Tax period began
January 1, 2024
Return type
990
Tax preparer
WARREN AVERETT LLC
Grant-giving organization
Yes

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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