HERITAGE CREDIT UNION
EIN 39-6048473
What they do
HERITAGE CREDIT UNION WILL BE AN INDEPENDENT, CO-OPERATIVE, PREMIER FINANCIAL INSTITUTION WITH A RECOGNIZED BRAND IN THE MARKETS WE SERVE. WE WILL BE THE PREFERRED PLACE WHERE FAMILIES WILL COME to MEET THEIR FINANCIAL NEEDS, for CURRENT and FUTURE GENERATIONS.
Should I give to this charity?
This record may have an IRS status problem. Do not give until you verify it.
Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.
Basic facts we verified
IRS warning checkThere may be a problem with its nonprofit status. Check before giving.
Money report from 2021The report may be old. Ask for a newer one.
They explain their jobThe charity tells us what it is trying to do.
They name their leaders15 people are listed in the latest report.
You can reach themThey list contact information, so you can ask questions.
Money made simple
Ask these three easy questions
- Who did you help? Ask for a recent story or report that shows real results.
- What will my money do? Ask exactly what your gift will pay for.
- Is this really the charity? Give only through its official website or confirmed phone number.
Worth asking: Expenses exceeded revenue by $450,849 this year. Ask whether that was planned or caused by a one-time event.
Pay context: The highest compensation shown in this filing is $518,409 for ANITA RAUCH (CHIEF EXECUTIVE OFFICER). Compare pay with organizations of similar size and complexity.
Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.
Financial picture
A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.
Money in and money out
See all reported dollar amounts
Leadership and board
Names, titles, time, and compensation below are reported by the organization on its Form 990.
People reported as paid
Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.
See everyone listed on the board or leadership roster (15)
ANITA RAUCHCHIEF EXECUTIVE OFFICER
HEATHER RISTOWCHIEF OPERATING OFFICER
TROY EWERSR VP OF LENDING
MICHAEL HARTYCHIEF RISK OFFICER
KELLY CHAMBERSCHIEF IT & MKTING OFF. (THRU JULY)
SHANA CORNELLVP OF HR & EE DEVELOPMENT
DAVE MACINTIREVP OF IT
CHELSEA ZASTROWCHIEF FINANCIAL OFFICER
BROOKE FREYDIRECTOR
CATIE SHANNONTREASURER
DAUN MAIERSECRETARY
GREG CULLENCHAIRPERSON
JESSE SANDOVALCHAIRPERSON (THRU JULY)
KEITH SCHMIDTDIRECTOR
MATT YOUNGDIRECTOR
About this charity
- Location
- 4617 LIUNA WAY, DEFOREST, WI 53532
- County
- Dane
- In care of
- CHELSEA ZASTROW
- Primary officer
- CHELSEA ZASTROW, CHIEF FINANCIAL OFFICER
How to reach them
Filing and classification
- Latest tax year
- 2021
- Tax period began
- January 1, 2022
- Return type
- 990
- Tax preparer
- WIPFLI LLP
- Revocation date
- May 15, 2025