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CREDIT UNION ONE

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Public IRS 990 nonprofit record

CREDIT UNION ONE

EIN 38-0536242 · Mutual & Membership Benefit (Y)

What they do

CREDIT UNION ONE is COMMITTED to PROVIDING EXCEPTIONAL VALUE to ITS MEMBERS BY DELIVERING OUTSTANDING PRODUCTS and SERVICES ANYTIME, ANYWHERE.

Before you give

Should I give to this charity?

Easy charity check
We do not have enough spending detail

Basic public information is available, but it is not enough to judge how well donations are used. Ask the charity for a current spending breakdown and results.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2022The report may be old. Ask for a newer one.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders25 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$84.73spent for every $100 of revenueRevenue covered expenses this year.
$29.54in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $586,850 for JOHN KOZICH (VP BUSINESS DEVELOPMENT/COMMUNITY RELATIONS). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2022

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$70,267,649
Expenses$59,536,329
Annual surplus $10,731,320 Revenue was higher than expenses for this filing year.
See all reported dollar amounts
Revenue$70,267,649
Expenses$59,536,329
Assets$1,758,444,493
Income$70,801,357
Stocks and bonds$239,570,463
Accounting fees$477,850
People

Leadership and board

Tax year 2022

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
JOHN KOZICHVP BUSINESS DEVELOPMENT/COMMUNITY RELATIONS · 40 hrs/week $586,850Base $567,612 · Other $19,238
GARY MOODYCEO · 40 hrs/week $569,879Base $532,264 · Other $37,615
CHRISTINA TRACYPRESIDENT, COO · 40 hrs/week $342,495Base $313,828 · Other $28,667
JULIE MILLSSVP CHIEF INFORMATION SECURITY OFFICER · 40 hrs/week $288,789Base $256,156 · Other $32,633
DAVID BREUERSVP/CHIEF INFORMATION OFFICER · 40 hrs/week $259,461Base $244,771 · Other $14,690
RENEE MUCCIOLISVP CHIEF MEMBER ENGAGEMENT/SALES · 40 hrs/week $239,346Base $221,252 · Other $18,094
SWAMINATHAN SEETHARAMANSVP CHIEF MARKETING OFFICER · 1 hrs/week $229,175Base $205,702 · Other $23,473
MARK OUIMETEVP CHIEF LENDING OFFICER · 40 hrs/week $223,555Base $218,416 · Other $5,139
MURAIL SHESHAMSVP CHIEF TECH DATA OFFICER · 40 hrs/week $217,877Base $211,889 · Other $5,988
LANCE KRAJACICSVP COMMERCIAL LENDING · 40 hrs/week $216,276Base $210,349 · Other $5,927
MARK MACFARLANESVP COO, HANTZ · 40 hrs/week $208,594Base $181,150 · Other $27,444
AYREN HURSTSVP CHIEF EMPLOYEE EXPERIENCE OFFICER · 40 hrs/week $196,873Base $170,583 · Other $26,290

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (25)

JOHN KOZICHVP BUSINESS DEVELOPMENT/COMMUNITY RELATIONS

GARY MOODYCEO

CHRISTINA TRACYPRESIDENT, COO

JULIE MILLSSVP CHIEF INFORMATION SECURITY OFFICER

DAVID BREUERSVP/CHIEF INFORMATION OFFICER

RENEE MUCCIOLISVP CHIEF MEMBER ENGAGEMENT/SALES

SWAMINATHAN SEETHARAMANSVP CHIEF MARKETING OFFICER

MARK OUIMETEVP CHIEF LENDING OFFICER

MURAIL SHESHAMSVP CHIEF TECH DATA OFFICER

LANCE KRAJACICSVP COMMERCIAL LENDING

MARK MACFARLANESVP COO, HANTZ

AYREN HURSTSVP CHIEF EMPLOYEE EXPERIENCE OFFICER

DONNA REIDSVP CHIEF MEMBER EXPERIENCE TRANSFORMATION OFFICER

RICHARD HESTERINTERIM CFO

JUANITA M REIDBOARD MEMBER

DAVID C PRYBYSBOARD DIRECTOR

DINO DEPONIOBOARD MEMBER

JAN GILLESPIEBOARD MEMBER

GUADALUPE G LARACHAIRPERSON

NICKOLAS NICKOLOPOULOSBOARD DIRECTOR

PAUL W STUARTVICE CHAIRPERSON

RAYMOND F REDMONDBOARD MEMBER

CHRISTINE DOWHAN-BAILEYSECRETARY/TREASURER

RUDOLPH R MONTANO JRBOARD MEMBER

ED DURBINBOARD MEMBER

About this charity

Recognized since
January 1956
Location
400 E 9 MILE RD, FERNDALE, MI 48220-1774
County
Oakland
In care of
% JACQUETTA STOREY
Primary officer
GARY MOODY, PRESIDENT AND CEO

How to reach them

Filing and classification

Latest tax year
2022
Tax period began
January 1, 2022
Return type
990
Tax preparer
DOEREN MAYHEW
NTEE classification
Mutual & Membership Benefit (Y)
IRS tax category
Mutual & Membership Benefit

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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