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BLUE CROSS BLUE SHIELD ASSOCIATION

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Public IRS 990 nonprofit record

BLUE CROSS BLUE SHIELD ASSOCIATION

EIN 13-5656874 · Health (General & Financing) (E80)

What they do

THE ASSOCIATION SERVES ITS MEMBERSHIP CONSISTING of INDEPENDENT BLUE CROSS and BLUE SHIELD MEMBER PLANS THAT OPERATE WITHIN SPECIFIC GEOGRAPHIC SERVICE AREAS. THE ASSOCIATION PROVIDES A VARIETY of SERVICES to MEMBER PLANS and COORDINATES GOVERNMENT SERVICES, SUCH AS THE CONTRACT UNDER THE FEDERAL EMPLOYEE HEALTH BENEFIT PROGRAM (FEP), WHICH is THE CORE of THE ORGANIZATIONS EXEMPT PURPOSE of PROMOTING THE COMMON GOOD and GENERAL WELFARE of THE COMMUNITY BY FOSTERING BROADBASED HEALTH INSURANCE COVERAGE.

Before you give

Should I give to this charity?

Easy charity check
Look at where the money went

Of every $100 spent, about $96.90 was reported for mission work. Use the spending picture below and ask what results that work produced.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders78 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

95.68%of revenue went to mission work96.9% of expenses · Program services
$98.71spent for every $100 of revenueRevenue covered expenses this year.
3.02%of revenue went to management and office costs3.1% of expenses
$1.46in assets for every $1 spent this yearSome assets cannot be spent right away.

Ask these three easy questions

  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $8,414,231 for KIM KECK (PRESIDENT AND CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

How each $100 of revenue was used

The large number compares each expense with revenue. The smaller number shows its share of total expenses.

Total reported revenue$862,659,881
Mission workProgram services$825,434,41395.68% of revenue96.9% of expenses
ManagementOffice and general costs$26,069,0083.02% of revenue3.1% of expenses
FundraisingAsking for donations0.00% of revenue0.0% of expenses
Revenue left after expensesReported annual surplus$11,156,4601.29% of revenueShown in gray on the chart
Total expenses$851,503,42198.71% of revenue

Gray means reported revenue left after expenses for this filing year. It does not necessarily mean cash sitting in a bank account.

Has the pattern changed?

Colored bars = expense mix: how each year’s expenses were divided. Total expenses vs. revenue shows whether the charity spent less or more than it received. The current filing is first.

YearExpense mixDetails
2024CurrentExpense mix: 96.9% mission · 3.1% management · 0.0% fundraisingTotal expenses: 98.71% of revenue
2023Expense mix: 96.9% mission · 3.1% management · 0.0% fundraisingTotal expenses: 97.42% of revenue
2022Expense mix: 98.1% mission · 1.9% management · 0.0% fundraisingTotal expenses: 92.34% of revenue
2021Expense mix: 96.9% mission · 3.1% management · 0.0% fundraisingTotal expenses: 90.44% of revenue
2020Expense mix: 96.6% mission · 3.4% management · 0.0% fundraisingTotal expenses: 98.24% of revenue
2019Expense mix: 96.8% mission · 3.2% management · 0.0% fundraisingTotal expenses: 94.72% of revenue
2018Expense mix: 96.0% mission · 4.0% management · 0.0% fundraisingTotal expenses: 99.42% of revenue
2017Expense mix: 96.4% mission · 3.6% management · 0.0% fundraisingTotal expenses: 100.24% of revenue

Money in and money out

Revenue$862,659,881
Expenses$851,503,421
Annual surplus $11,156,460 Revenue was higher than expenses for this filing year.

Reported spending amounts

Mission work means the Form 990 category called program services. These are reported accounting categories—not an independent measurement of results.

Mission work (program services)$825,434,413 · 96.9% of expenses
Management and office costs$26,069,008 · 3.1% of expenses
See all reported dollar amounts
Revenue$862,659,881
Expenses$851,503,421
Assets$1,245,975,964
Income$874,259,991
Mission work (program services)$825,434,413
Grants given$3,207,116
Average grant$74,584
Management and general$26,069,008
Accounting fees$1,289,662
People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
KIM KECKPRESIDENT AND CEO · 40 hrs/week $8,414,231Base $6,155,415 · Other $2,258,816
SEAN ROBBINSEXECUTIVE VICE PRESIDENT (END 05/24) · 40 hrs/week $1,651,878Base $1,284,466 · Other $367,412
WILLIAM NEHSSENIOR VICE PRESIDENT (END 06/24) · 40 hrs/week $1,627,148Base $1,455,280 · Other $171,868
JENNIFER VACHONEXECUTIVE VICE PRESIDENT (END 07/24) · 40 hrs/week $1,610,579Base $1,302,007 · Other $308,572
CHRISTINA FISHEREXECUTIVE VICE PRESIDENT & CFO · 40 hrs/week $1,329,060Base $1,097,094 · Other $231,966
JOHN BANTAVP INVESTMENTS & NEBA · 40 hrs/week $1,065,106Base $727,853 · Other $337,253
KARI HEDGESSENIOR VICE PRESIDENT · 40 hrs/week $1,032,332Base $848,926 · Other $183,406
LACHLAN TIDMARSHSENIOR VICE PRESIDENT · 40 hrs/week $973,041Base $799,235 · Other $173,806
KELLY WILLIAMSVICE PRESIDENT (END 06/24) · 40 hrs/week $915,715Base $847,644 · Other $68,071
CHRISTOPHER LUGOVP & CHIEF INFO SEC OFFICE · 40 hrs/week $905,870Base $746,528 · Other $159,342
DAVID MERRITTSVP POLICY AND ADVOCACY · 40 hrs/week $899,094Base $764,500 · Other $134,594
LYNN MERRITTSVP AND CHIEF HR OFFICER · 40 hrs/week $847,602Base $702,731 · Other $144,871

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (78)

KIM KECKPRESIDENT AND CEO

SEAN ROBBINSEXECUTIVE VICE PRESIDENT (END 05/24)

WILLIAM NEHSSENIOR VICE PRESIDENT (END 06/24)

JENNIFER VACHONEXECUTIVE VICE PRESIDENT (END 07/24)

CHRISTINA FISHEREXECUTIVE VICE PRESIDENT & CFO

JOHN BANTAVP INVESTMENTS & NEBA

KARI HEDGESSENIOR VICE PRESIDENT

LACHLAN TIDMARSHSENIOR VICE PRESIDENT

KELLY WILLIAMSVICE PRESIDENT (END 06/24)

CHRISTOPHER LUGOVP & CHIEF INFO SEC OFFICE

DAVID MERRITTSVP POLICY AND ADVOCACY

LYNN MERRITTSVP AND CHIEF HR OFFICER

DAVID YODERSVP FEDERAL EMPLOYEE PROGR

MARK TALLUTOVICE PRESIDENT

KRIS HALTMEYERVICE PRESIDENT

ERIN BARNEYVICE PRESIDENT

BRIAN BAUERVP APP. SOLUTIONS

MONICA AUCIELLOCHIEF LEGAL OFFICER (BEGIN 04/24)

KATIE MCBREENVICE PRESIDENT

KRISTIN PENGCHIEF OPER OFFICER (BEGIN 07/24)

REBECCA DAMICOVICE PRESIDENT

REED MELTONFORMER VICE PRESIDENT

MELISSA MASIELLO ROTUNNOVICE PRESIDENT

BRAD LUBRANTVICE PRESIDENT

KEYSHA BROOKS-COLEYVICE PRESIDENT ADVOCACY

RAZIA HASHMIVICE PRESIDENT

RICHARD CULLENVICE PRESIDENT

ANSHUMAN CHOUDHRIVICE PRESIDENT

ERIC WILKERSONVP STRATEGY PSHIP & DEV (END 01/24)

SONDRA IMPERATIVICE PRESIDENT (END 08/24)

JOHN JOYCE JRVICE PRESIDENT (END 04/24)

SUSAN SOMMERCOO, SYNERGIE MEDICATION COLLECTIVE

DENISE SCHOFIELDED DATA STRATEGY

ROBIN SANDERSVP LITIGATION & RISK (BEGIN 06/24)

JAMES BARKACHED STRATEGIC SRVCS GROUP PURCHASING

PATRICIA TAYLORED IT INFO ENTERPRISE ARCHITECTURE

ANURAG VOLETIFORMER VICE PRESIDENT

DARIN ROTHERTED FEP PROGRAM INTEGRITY

VANESSA HATCHVP FEP CLINICAL OPS (BEGIN 02/24)

KATHY PAROVP STRAT & PSHIPS (BEGIN 01/24)

CATHERINE BENTLEYVP STRATEGIC OPER (BEGIN 08/24)

ADAM MYERSFORMER SENIOR VP & CCTO

DEIDRA JACKSONVP FEP PROD MARKETING (BEGIN 07/24)

SARAH ISELINBOARD MEMBER

TIM VINESBOARD MEMBER

CHARLENE MAHERBOARD MEMBER (END 01/24)

TODD SHAMASHBOARD MEMBER

BRYAN CAMERLINICKBOARD MEMBER (BEGIN 05/24)

TUNDE SOTUNDEBOARD MEMBER

CORY HARRISBOARD MEMBER

CURTIS BARNETTBOARD MEMBER

PAUL ZURLOBOARD MEMBER (BEGIN 01/24)

PAUL MARKOVICHBOARD MEMBER

PATRICK GERAGHTYBOARD MEMBER

MARTHA WOFFORDBOARD MEMBER

PAM KEHALYBOARD MEMBER

DAN CONRADBOARD MEMBER

DIANE GOREBOARD MEMBER

GREGORY DEAVENSBOARD MEMBER

JAMES REEDBOARD MEMBER

JARED SHORTBOARD MEMBER

JD HICKEYBOARD MEMBER

JEFF RUSSELLBOARD MEMBER

JEFFREY ROEBOARD MEMBER

BRIAN PIENINCKBOARD MEMBER

GAIL BOUDREAUXBOARD MEMBER

ERIN STUCKYBOARD MEMBER

DR STEVEN UDVARHELYIBOARD MEMBER (END 05/24)

MICHAEL MIZEURBOARD MEMBER

DAVID HOLMBERGBOARD MEMBER

M CAROL PIGOTTBOARD MEMBER

MARK MUGIISHIBOARD MEMBER

MARK RUSZCZYKBOARD MEMBER

DANIEL LOEPPBOARD MEMBER

GARY ST HILAIREBOARD MEMBER

MATT ALLBOARD MEMBER

MAURICE SMITHBOARD MEMBER

DANA ERICKSONBOARD MEMBER

About this charity

Recognized since
January 1958
Location
200 E RANDOLPH, CHICAGO, IL 60601-6436
County
Cook
In care of
% RS ROYAL EMPIRE IRRV TR
Primary officer
CHRISTINA FISHER, EVP & CFO

How to reach them

WebsiteVisit the charity’s website Phone(312) 297-6369 Officer phone(312) 297-5760

Filing and classification

Latest tax year
2024
Tax period began
January 1, 2024
Return type
990
Tax preparer
KPMG LLP
NTEE classification
Health (General & Financing) (E80)
IRS tax category
Health (General & Financing)
Grant-giving organization
Yes

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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