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ALL ONE CREDIT UNION

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Public IRS 990 nonprofit record

ALL ONE CREDIT UNION

EIN 04-2348884

What they do

ALL ONE CREDIT UNION is A COMMUNITY-BASED FINANCIAL SERVICES PROVIDER. WE EXIST to FULFILL OUR MEMBERS FINANCIAL NEEDS THROUGH OUTSTANDING SERVICE and EFFECTIVE TECHNOLOGY. AS A RESPONSIBLE CORPORATE CITIZEN, WE ARE COMMITTED to ENRICHING THE COMMUNITIES IN WHICH WE LIVE and WORK.

Before you give

Should I give to this charity?

Easy charity check
We do not have enough spending detail

Basic public information is available, but it is not enough to judge how well donations are used. Ask the charity for a current spending breakdown and results.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders17 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$97.47spent for every $100 of revenueRevenue covered expenses this year.
$18.87in assets for every $1 spent this yearSome assets cannot be spent right away.

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  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $548,666 for BARBARA MAHONEY (PRESIDENT/CEO). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$47,686,728
Expenses$46,478,129
Annual surplus $1,208,599 Revenue was higher than expenses for this filing year.
See all reported dollar amounts
Revenue$47,686,728
Expenses$46,478,129
Assets$876,836,066
Income$49,152,477
Grants given$423,822
Average grant$8,150
Stocks and bonds$166,094,806
Accounting fees$408,000
People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
BARBARA MAHONEYPRESIDENT/CEO · 40 hrs/week $548,666Base $506,703 · Other $41,963
JOSEPH NORMANTSVP/CFO · 40 hrs/week $324,808Base $298,958 · Other $25,850
KATIE NAJJARSVP CHIEF MEMBER EXPERIENCE OFFICER · 40 hrs/week $308,519Base $226,749 · Other $81,770
CRAIG MADONIASVP LENDING · 40 hrs/week $295,870Base $241,703 · Other $54,167
MYCHELLE PHILLIPSSVP OPERATIONS & IT · 40 hrs/week $265,278Base $223,031 · Other $42,247
ELLEN COUGHLINSVP HR & DEVELOPMENT · 40 hrs/week $236,431Base $184,463 · Other $51,968
KELLI ROONEYSVP MARKETING & COMMUNITY ENGAGEMENT · 40 hrs/week $218,099Base $201,360 · Other $16,739
ANDREW LEBLANCVP INFORMATION TECHNOLOGY · 40 hrs/week $150,838Base $139,166 · Other $11,672
ROBERT DELLECHIAIETREASURER · 1 hrs/week $13,278
JOSEPH QUINTALCLERK · 1 hrs/week $12,160
GIULIO GRECOASSISTANT TREASURER · 1 hrs/week $11,695
JOHN W REEDYDIRECTOR · 1 hrs/week $11,037

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (17)

BARBARA MAHONEYPRESIDENT/CEO

JOSEPH NORMANTSVP/CFO

KATIE NAJJARSVP CHIEF MEMBER EXPERIENCE OFFICER

CRAIG MADONIASVP LENDING

MYCHELLE PHILLIPSSVP OPERATIONS & IT

ELLEN COUGHLINSVP HR & DEVELOPMENT

KELLI ROONEYSVP MARKETING & COMMUNITY ENGAGEMENT

ANDREW LEBLANCVP INFORMATION TECHNOLOGY

ROBERT DELLECHIAIETREASURER

JOSEPH QUINTALCLERK

GIULIO GRECOASSISTANT TREASURER

JOHN W REEDYDIRECTOR

RICHARD SHEPPARDDIRECTOR

MICHAEL SAUVAGEAUCHAIRMAN

JOYCE LEGERVICE CHAIRMAN

MARC DOHANDIRECTOR

ADILSON LIMADIRECTOR

About this charity

Recognized since
January 1955
Location
20 ADAMS ST, LEOMINSTER, MA 01453-5668
County
Worcester
In care of
JOSEPH NORMANT
Primary officer
JOSEPH NORMANT, SVP/CFO

How to reach them

Filing and classification

Latest tax year
2024
Tax period began
October 1, 2024
Return type
990
Tax preparer
RSM US LLP
Grant-giving organization
Yes

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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