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METRO CREDIT UNION

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Public IRS 990 nonprofit record

METRO CREDIT UNION

EIN 04-1695745 · Arts, Culture & Humanities (A)

What they do

METRO CREDIT UNION PROVIDES LOAN and DEPOSIT PRODUCTS to MEMBERS THAT ASSIST THEM IN MEETING THEIR FINANCIAL NEEDS.

Before you give

Should I give to this charity?

Easy charity check
We do not have enough spending detail

Basic public information is available, but it is not enough to judge how well donations are used. Ask the charity for a current spending breakdown and results.

Plain answer: A tax form cannot prove that a charity is doing good. It can show how the charity says it spent its money—and point out questions you should ask.

Basic facts we verified

IRS warning checkNo IRS revocation warning appears in this data.

Money report from 2024The charity has a recent tax report to read.

They explain their jobThe charity tells us what it is trying to do.

They name their leaders25 people are listed in the latest report.

You can reach themThey list contact information, so you can ask questions.

Money made simple

$95.82spent for every $100 of revenueRevenue covered expenses this year.
$20.71in assets for every $1 spent this yearSome assets cannot be spent right away.
0.0%of its money came from giftsOther money may come from services or investments.

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  1. Who did you help? Ask for a recent story or report that shows real results.
  2. What will my money do? Ask exactly what your gift will pay for.
  3. Is this really the charity? Give only through its official website or confirmed phone number.

Pay context: The highest compensation shown in this filing is $1,648,320 for ROBERT M CASHMAN (PRESIDENT/CEO/DIRECTOR). Compare pay with organizations of similar size and complexity.

Bottom line: Do not decide from a name, mission statement, or tax status alone. Look at where the money went, then ask what changed, who was helped, and what your gift will do. YouCanGiveBack does not endorse or grade organizations.

Money

Financial picture

Tax year 2024

A plain-language look at the latest Form 990 figures available. These numbers help you ask better questions; they do not, by themselves, rate whether a charity is good or bad.

Money in and money out

Revenue$173,359,884
Expenses$166,107,473
Annual surplus $7,252,411 Revenue was higher than expenses for this filing year.
See all reported dollar amounts
Revenue$173,359,884
Expenses$166,107,473
Assets$3,440,032,348
Income$248,842,064
Contributions$5,760
Grants given$854,444
Average grant$17,089
Stocks and bonds$193,308,030
Accounting fees$504,575
People

Leadership and board

Tax year 2024

Names, titles, time, and compensation below are reported by the organization on its Form 990.

People reported as paid

Person and titleCompensation
ROBERT M CASHMANPRESIDENT/CEO/DIRECTOR · 40 hrs/week $1,648,320Base $1,585,056 · Other $63,264
TRACI MICHELSVP/COO & CSO · 40 hrs/week $504,907Base $466,859 · Other $38,048
KEVIN MALONESVP SENIOR COMMERICIAL LENDER · 40 hrs/week $391,256Base $358,492 · Other $32,764
MARIA A JUSTINIANOSVP LENDING · 40 hrs/week $347,335Base $310,479 · Other $36,856
ERIC GILLILANDVP COMMERCIAL RELATIONSHIP MANAGER · 40 hrs/week $314,782Base $284,191 · Other $30,591
LAWRENCE STANDFORDSVP/CFO · 40 hrs/week $311,993Base $302,457 · Other $9,536
AMYLYNN MOODYCHIEF PEOPLE OFFICER · 40 hrs/week $308,416Base $295,199 · Other $13,217
CHARLENE BAUERSVP MEMBER EXPERIENCE · 40 hrs/week $293,562Base $265,569 · Other $27,993
KIM MONAHANCREDIT RISK & PORTFOLIO MANAGEMENT · 40 hrs/week $266,864Base $233,812 · Other $33,052
JAMES HERNDONSVP HUMAN RESOURCES · 40 hrs/week $260,789Base $230,792 · Other $29,997
LUCAS ROSSAVP MORTGAGE OPERATIONS · 40 hrs/week $244,626Base $212,712 · Other $31,914
SHAUNA GLAZEBROOKVP MORTGAGE OPERATIONS · 40 hrs/week $221,549Base $210,407 · Other $11,142

Compensation alone does not tell whether pay is reasonable. Consider the charity’s size, work, location, and results.

See everyone listed on the board or leadership roster (25)

ROBERT M CASHMANPRESIDENT/CEO/DIRECTOR

TRACI MICHELSVP/COO & CSO

KEVIN MALONESVP SENIOR COMMERICIAL LENDER

MARIA A JUSTINIANOSVP LENDING

ERIC GILLILANDVP COMMERCIAL RELATIONSHIP MANAGER

LAWRENCE STANDFORDSVP/CFO

AMYLYNN MOODYCHIEF PEOPLE OFFICER

CHARLENE BAUERSVP MEMBER EXPERIENCE

KIM MONAHANCREDIT RISK & PORTFOLIO MANAGEMENT

JAMES HERNDONSVP HUMAN RESOURCES

LUCAS ROSSAVP MORTGAGE OPERATIONS

SHAUNA GLAZEBROOKVP MORTGAGE OPERATIONS

JASON TRUONGVP COMMERCIAL RELATIONSHIP MANAGER

MONICA SANTOSSVP/CHIEF MARKETING (AS OF 6/2024)

JOHN IMBERGAMODIRECTOR/VICE CHAIRMAN

JOSEPH ZANGDIRECTOR (ENDED 8/2024)

ADAM FRANKDIRECTOR

DAVID HOLZMANDIRECTOR

DONNA LEEDIRECTOR

MARK SMOLLERDIRECTOR/CHAIRMAN

MARTA ROSADIRECTOR

PAUL M GULKODIRECTOR/CLERK

PETER HARRISDIRECTOR/TREASURER

ARNOLD S BAERDIRECTOR/ASSISTANT CLERK

BION FOSTERDIRECTOR

About this charity

Recognized since
January 1948
Location
200 REVERE BEACH PKWY, CHELSEA, MA 02150-1608
County
Suffolk
In care of
% ERIK M PORTER
Primary officer
DIANA CORDEIRO, INTERIM CFO

How to reach them

Filing and classification

Latest tax year
2024
Tax period began
January 1, 2024
Return type
990
Tax preparer
WOLF & COMPANY PC
NTEE classification
Arts, Culture & Humanities (A)
IRS tax category
Arts, Culture & Humanities
Grant-giving organization
Yes

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About this report: Information comes from public nonprofit records and may show the latest filing available.

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